We provide closing services, escrow services, and title insurance
for real estate transactions and refinancing throughout southeastern Pennsylvania
Your Insurance,
Your Choice.
When choosing a title insurance company, you have full control. When you work with East Penn Abstract LLC, you have a team of experienced agents ready to help you every step of the way.
Why Choose East Penn Abstract, LLC?
When you choose to work with East Penn Abstract, LLC, you’ve invested in the safety of what may be your most precious asset—your home.
All of our title insurance and closing agents are licensed and practicing lawyers in Pennsylvania, with experience spanning decades. They have seen just about every title situation imaginable and are fully prepared to assist you.
Our agents will attend your closing and will represent you as part of our title services, at no additional charge. We also have the ability to produce titles within a week to 10 days and will be ready to close as soon as possible.
Let's Talk Title Insurance
Here are some frequently asked questions we receive regarding title insurance services.
What is Title Insurance?
Title insurance is protection against financial loss from defects in title to real estate and from the invalidity or unenforceability of mortgage liens. Nearly all institutional lenders also require title insurance to protect their interest in the collateral of loans secured by real estate. The property that you are purchasing, was most likely was bought and sold numerous times in the past. An issue with a prior sale or transfer could arise causing a question as to the ability of the current owner to transfer the property to you, or the ability of the lender to have a first lien on the property.
Examples of issues could include forgery of prior deeds, outstanding liens against the property that should have been satisfied at some prior transfer, or clerk errors that were not remedied in the past. Title insurance covers the insured party, usually the lender and/or the purchaser for any claims and legal fees that arise out of such issues, subject to the terms and conditions of the policy.
FAQ
Here are some frequently asked questions we receive regarding title insurance services.
Who Needs Title Insurance?
Most lenders require the borrower to purchase title insurance, whether the borrower is buying or re-financing real estate. Even if you are not borrowing money to purchase real estate, you should consider purchasing title insurance to protect your interest in the property. It's a one time fee that will protect you as long as you are owner of the property.
Benefits of Title Insurance
For many homeowners, their property is their largest investment—and that’s worth protecting!
An Owner’s Policy provides you with a range of benefits, including:
-
Protection for as long as you or your heirs own the property
-
Protection from the costs, attorneys’ fees and expenses of defending against any matter insured by the policy
-
Peace of mind
Protection against certain covered risks not exceeding the amount of insurance, including a defect in title caused by:
-
Forgery or fraud
-
The lien of real estate taxes or assessments due and payable, but unpaid
-
No right of access to and from the land
-
Unpaid mortgages and other liens
-
Easements or rights of way, limiting use of the property
-
Unmarketable title
Benefits for the Homeowner
An Owner’s Policy provides you with a range of benefits, including:
-
Protection for as long as you or your heirs own the property
-
Protection from the costs, attorneys’ fees and expenses of defending against any matter insured by the policy
-
Peace of mind
Protection against certain covered risks not exceeding the amount of insurance, including a defect in title caused by:
-
Forgery or fraud
-
The lien of real estate taxes or assessments due and payable, but unpaid
-
No right of access to and from the land
-
Unpaid mortgages and other liens
-
Easements or rights of way, limiting use of the property
-
Unmarketable title
Benefits for the Lender
A Lender’s Policy, which is typically paid for by the homeowner, protects the mortgage lender from:
-
Financial loss for cover risks
-
Ensures mortgage is the only lien against the property
-
Lenders understand the value of their investment
-
Protects only the lender’s interest in the property
Meet the Owner
With us, business is personal. Get to know our owner, Aman "Tip" Barber.
Aman "Tip" Barber III
Owner of East Penn Abstract, LLC and Criminal Defense Attorney
Beginning in 1993, "Tip" Barber has practiced law throughout Southeastern Pennsylvania in the counties of Montgomery, Lehigh, Philadelphia, Bucks, Berks, Delaware, Chester and Northampton. He has represented personal and business clients in a variety of matters. Mr. Barber serves individual clients in personal injury, criminal defense, domestic relations, estate planning and administration. He is also a licensed title agent, former licensed realtor, and owner of East Penn Abstract, LLC a title insurance company.
Ready to Begin?
Before you begin your real estate searching process or your re-financing efforts, you should contact us to look into title insurance. All of our agents are also attorneys who can and will review your contracts with realtors and mortgage brokers before you sign them, usually at no additional charge. Please let your realtor and lender know that you are using
East Penn Abstract, LLC for your title insurance needs as soon as possible.
Call Us
Email Us
Visit Us
418 Main Street
Suite 100
Harleysville, PA 19438
3477 Corporate Parkway Suite 100
Center Valley, PA 18034